Autumn Transitional Outfits W/ Femme Luxe

Monday, 23 September 2019

It's officially the first day of Autumn and I couldn't be more ecstatic, if you're a long time reader of this blog or even a long time follower on any of my social networks you'd know that Autumn is my favourite time of the year. Cosy nights in, Autumn fashion, Halloween, the list of reasons it's the best time of the year is endless. Autumunal outfits happen to be one of my favourite things about it, bring on knit jumpers, boots, scarves and getting all wrapped up in dark colours.  Today I've collaborated with Femme Luxe to bring you some Autumunal transition outfits.

Knit jumpers are an Autumn staple for me, this jumper dress is so comfy and paired with some chunky ankle boots is perfect for transitioning into Autumn fashion. I just paired it with a belt I got with another Femme Luxe dress (it actually came with the last outfit in this post) just because I loved how they looked together. I'm excited to invest in some more jumper dresses and knit jumpers as I'm just a major fan.

You always need a good pair of jeans, skinny jeans happen to be my favourites and I love these blue ruffle waist jeans. The paper bag style at the top is so flattering and avoids the need to find a matching belt. These have quickly become my favourite because they're just so unbelievably comfy and they fit like a dream which is great if you only wear tight fitted jeans like me. 

Although we're getting into the season now we're still having some warm days here and there. This black zip up dress is more of an evening outfit but paired with some over the knee boots and a comfy jacket for when it gets a little colder in the evenings it's still perfectly acceptable to wear. This dress is different to my normal style but that's why I loved it so much. It shows off your figure and isn't too short which is an issue I always have with dresses.

What are your Autumn staples? Are you excited for the upcoming season like me or are you not much of a fan? Be prepared for some more Autumn themed posts, I've got loads planned ranging from fashion, to beauty looks, to home decor and anything else I can fit in inbetween. Bring on the best season and of course my favourite holiday.. Halloween!

Love Isabelle

How to Save for the Unexpected

Monday, 9 September 2019

Making your finances stretch can be tricky at times. How often are you left with too much month at the end of your money?
With the cost of living seemingly rising with each payday, making the most out of your money is essential. But when
money is tight already and an unexpected expense pops up, what is the best way to find the money to pay for it?
Image credit: Pexels CC0 License
There is always the option to take out a short term loan such as Buddy Loans should you really be stuck, however with a bit of
careful planning there could be a way to stretch your already tight finances a little bit more to help you prepare for the
unexpected before it happens. It needn't be hard to generate more income to help you save up for something or
even cut back on what you spend. It's more about knowing what works best for you and your life.
So have a look at the following suggestions and see if you can implement any of these tips to help save some money each month.

Take on a Second Job.

If you have the time, then it could be worth your while looking at taking on part-time employment or side hustle to help you boost your
funds. From taking on an evening job to generating an income online, there are plenty of options. If earning money from home
sounds appealing, there are many ways you can do this. Check out some of the ideas below;
  • Take surveys.
  • Use cashback sites.
  • Sell handmade goods on eBay of Etsy.
  • Enter Competitions.
  • Become a virtual assistant.
  • Social media management.
  • Sell your unwanted items online.
Whilst a huge amount isn't guaranteed, especially from the beginning, these are all viable ways of creating an extra income without
having to leave home.

Check Your Bills.

When was the last time you really checked how much you are paying out each month for your bills? The best place to start is to check
for any residual payments or subscriptions you have signed up for buy no longer use. Streaming services, gym memberships, magazine
subscriptions could all be costing you money even though you aren't using them.
The next thing to look at is your bills. Are you paying the lowest price you can be? If not then try shopping around to get some quotes
and see how much you could save per month. Use this tactic for any TV or broadband services you have too, take a good look at your
packages and if you aren't taking full advantage then call your provider to see about reducing it and lowering your bill.

Cut Your Spending.

It can be so tempting to spend, spend, spend when payday rolls around. Especially if you have had to go a while with low funds. It's
a good idea to make a list of everything you spend each month and see where you can make savings so you can boost your funds.
Think meal planning, taking leftovers into work for lunches, taking your own coffee for the commute or even car-sharing to cut down on
petrol costs. 
Try changing how or where you do your food shopping too. If you tend to splurge out in the supermarket, then try to do your main shop
online so you aren't distracted by offers for things you don't need. If you prefer to shop in-store, then try changing where you shop to
take advantage of lower prices for the same foods.
Every little bit helps and even cutting out one trip to the coffee shop a week can mean you build your savings quicker than anticipated.

Consolidate Your Debts.

If you have outstanding debts, work out what you are paying out each month and see if there is a way you can consolidate your
payments. No one likes to be in debt but if you are struggling to meet your repayments or you are losing large chunks of your
income each month to repayments, you need to look at how you can change this.
Looking into options such as debt management plans or consolidation loans could help you make your payments - or in the
case of a loan, pay off existing credit. This would them leave you with one manageable monthly payment and not only save
you money on interest but also free up some extra cash each month. When looking at taking out loans, or entering into
repayment options, please make sure you read all the terms and conditions carefully and be confident you can make the
required payments.